Digital Banking

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Provide a thoughtful, user-centered design

Give your customers complete control through enhanced security alongside a modern design and intuitive feel.

Enhanced Security

Secure multi-factor authentication for passwordless options to log into your account.

Modern Design

Intuitive user experience through a sleek ADA-compliant interface with a dynamic layout.

Flexible Integration

Leveraged API integrations that provide seamless integration.

Digital Banking is an extension of your bank.

“Smiley Digital Banking is meant to be an extension of your bank. Your customers can do almost anything without ever stepping foot in a branch.”

James
Sr. Brand Experience Director
Digital Banking app

A platform that's carefully crafted

Unified Experience

Enjoy the convenience of a single application for both consumer and commercial banking needs, eliminating the need for separate apps.

Progressive Web App (PWA)

Access the platform from any device using one code base, ensuring a consistent experience across smartphones, tablets, and desktops.

Treasury Management

Empower commercial users with advanced treasury management tools for efficient cash flow and financial management.

Translation

Dynamic translation from English to Spanish with a tap.

Innovation

By compartmentalizing functionalities, development teams can work simultaneously on different components, speeding up time-to-market and empowering banks to adapt quickly to changing customer needs and market trends.

Experience

Smiley Gateway ensures that services like digital banking and online payments work together harmoniously, providing a consistent and cohesive experience across channels.

Security

Authentication, encryption, and authorization protocols enforced by Smiley Gateway safeguard sensitive data, mitigating the risk of breaches and instilling customer trust.

Agility

With modular services, banks can make incremental updates and enhancements to specific components without affecting the entire system.